We have partnered with Fudge Insurance, a Florida based insurance agency that focuses on the vacation rental industry to advise and insure hundreds of property managers and thousands of vacation homeowners. The Fudge Insurance team consists of dedicated agents with decades of experience across multiple states ensuring against the unique risks that accompany the vacation rental industry. With the coverage options for Short-term Rental Insurance and Long-term Rental Insurance, you can protect your vacation rental properties from damage or loss to theft or vandalism, fire, or natural disasters. The best part is you can view your policies right from the CiiRUS Dashboard!
Short-term Rental Insurance policies are standard for homeowners covering owner-occupied properties. This policy does not cover homes that are kept for rental or are not owner-occupied. So, if you rent your homes out weekly or monthly and if you on occasion occupy your vacation homes this policy pertains to you.
Long-term Rental Insurance provides Dwelling Fire Insurance for vacation rentals not typically owner-occupied or are owned by a corporation. The Long-term Rental Insurance provides coverage for the damage and legal liability of your vacation rental property.
In the case of a fire or damage, the Dwelling Fire Insurance covers the sudden or accidental loss or damage of houses not occupied by the owner or on a part-time basis; clean-up due to a natural disaster; structures that are unattached such as a detached garage, shed, barn, or greenhouse; third-party liability coverage, and more. To obtain protection against damage due to a flood or earthquake, a separate policy must be purchased.
For more information on how Fudge Insurance can provide you with better coverage at an affordable rate for your vacation rental homes, please click here!